Debt Counseling: Finding a Little Extra to Put Toward Your Debt

Jeanne McTaggartDebt

Debt Counseling

Debt counseling covers a multitude of different areas.  The most important things in your debt repayment process are paying down the big debts:  car loans, and credit cards, and mortgages…but have you thought about how a few little things can make a big difference in your debt repayment process? Track your spending.  If you’re in the habit of just keeping track … Read More

Understanding Debt Consolidation Benefits

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Christian Credit Counselors helps our clients get out of debt through a program of credit counseling and debt consolidation. It is easy to think that you got into debt yourself and can get out of debt just as easily, but sky-high interest rates and late fees contribute to growing debt. Here’s how credit counseling and debt consolidation can help you … Read More

Credit Counseling When Your Creditors Won’t Work with You

Jeanne McTaggartCredit Counseling

Credit Counseling

If you have tried to lower your interest rate or receive forgiveness for late fees but ran into a brick wall with your creditors, it’s time to turn to Christian Credit Counselors. According to an article by Nerd Wallet, credit counselors often succeed where individuals fail. The key is to look for certified credit counselors with experience helping clients through … Read More

How Debt Consolidation Can Fix Your Net Worth Problem

Jeanne McTaggartDebt Consolidation

Debt Consolidation

If you have a low net worth, it doesn’t mean you are a bad person. But steadily building up your net worth is a prudent and wise way to prepare for retirement and provide for loved ones after you are gone. Many people in debt don’t realize they can immediately begin to fix their net worth problem through debt consolidation. By … Read More

Retraining Your Brain with Credit Counseling: Cut Debt, Build Wealth

Jeanne McTaggartCredit Counseling

Credit Counseling

Some people pay down their credit cards only to go out and charge purchases again. Whether you aren’t ashamed to admit you overspend or feel guilty about debt you acquired due to unfortunate circumstances outside of your control, there are solutions with credit counseling. According to an article by Credit.com, you can retrain your brain to cut debt and build wealth. … Read More

Debt Counseling So You Know How to Handle a Cash Windfall

Jeanne McTaggartDebt Consolidation

Debt Counseling

If you are like most people, you expect to have a good time spending your tax return money. Your parents or friends who are savers may advise you to use the tax return money to save for retirement or pay off debt. Even if you feel overwhelmed with debt and dealing with debt collectors, you shouldn’t spend all of your … Read More

Why You Need Debt Counseling: The Negative Ripple Effects of Debt

Jeanne McTaggartDebt

Debt Counseling

When you feel burdened with credit card debt, you likely find it difficult to concentrate on your family and career. Experts associate high level of debt with obesity and poor physical health. People who take the first step by admitting they need debt counseling, get the debt relief they need to live a better life with the help of an … Read More

Debt Consolidation: Why It’s Urgent To Pay Off Credit Cards

Jeanne McTaggartDebt Consolidation

Debt Consolidation

If you have credit card debt with an adjustable interest rate, you would have benefited from the low prime rate in recent years. According to an article by The Motley Fool, the low-interest rate environment is only temporary. Moreover, people who have double-digit interest rates on their credit cards aren’t really benefiting from the Fed’s monetary policies anyway. By choosing debt … Read More