Ways Debt Counseling Prevents Deeper Debt

Jeanne McTaggartDebt

Debt Counseling

While there are a million different ways to get into debt, there are only a few prudent ways to get out of deep debt. Receiving debt counseling is a positive way to learn what you can do about nagging debt. One of the keys to preventing future debt is to figure out reasons you fell into debt in the first … Read More

Debt Consolidation So You Have More Money for the 3 Biggest Expenses

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Housing, transportation and food are the three biggest expenses in your budget if you are a typical American. Some people use their credit cards to pay for groceries, especially if they are living in a home they can’t afford or driving a car that’s too expensive. With debt consolidation, you can dramatically reduce the money you owe to your creditors. … Read More

How is Christian Credit Counseling Different?

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

When you’re in debt, it can feel like you’re drowning. Working with a credit counselor to help you get out of debt and back on track can make you feel like you’ve taken a huge step in the right direction–but you may be wondering what the difference is between a normal credit counseling service and Christian credit counseling. While Christian … Read More

With Credit Counseling, You Learn to Use Credit Wisely

Jeanne McTaggartCredit Counseling

Credit Counseling

Some people think people who receive credit counseling stay away from credit cards for the rest of their lives. In reality, you do stop using credit cards while enrolled in a debt management plan to pay off your creditors. With credit counseling, you take back the power by learning how to use credit wisely in the future. Some of the … Read More

4 Long-Term Goals to Set with Christian Credit Counselors

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

When you agree to receive Christian credit counseling, you open yourself up to new possibilities for your future. Setting long-term goals is just as important as figuring out how you are going to make it day-to-day. Some people get caught in the trap of living “hand-to-mouth,” especially when they feel burdened with too much credit card debt. Getting out of … Read More

Debt Counseling to Avoid Debt Repayment Ideas You’ll Regret

Jeanne McTaggartDebt

Debt Counseling

It’s one thing to have buyer’s remorse after running up your credit card balance. It’s another matter to regret your method of paying down the same credit card debt. Some strategies for debt repayment seem like a good idea at the time, but later cause regret. Taking out a loan from a 401(k) or borrowing from the equity in your … Read More

5 Signs You Are a Great Candidate for Debt Consolidation

Jeanne McTaggartDebt Consolidation

Debt Consolidation

For most people, declaring bankruptcy is a drastic step that not only ruins your credit, but often leaves you emotionally bankrupt. Before spending thousands of dollars on attorney fees and going though bankruptcy court, consider debt consolidation. Debt consolidation is a lot less complicated. You are a candidate for Debt Management Plan if you have a lot of credit card … Read More

How to Raise Your Credit Score

Jeanne McTaggartCredit Counseling

Credit Counseling

Unfortunately, credit is an important part of our life. Good credit is required for so many things, like applying for a car or home loan, applying for a credit card, and even some seemingly unrelated things, like getting a job. If your credit score is lower than average, you’ve probably already found out that life can be a lot harder … Read More

Debt Consolidation How Does it Work?

Jeanne McTaggartDebt Consolidation

Debt Consolidation

A number of people have been able to get their lives back on track thanks to debt consolidation. You may have seen commercials or have read articles about the amazing benefits of debt consolidation, but you do not know exactly how it is possible to provide that much relief. It is possible, and if you are struggling with a large … Read More