Financially Overextended?: How Debt Consolidation Helps

Jeanne McTaggartDebt Consolidation

Debt Consolidation

If you are financially overextended, you can’t pay your bills on time even though you want to. You likely felt embarrassed when a cashier declined your credit card in the past. By signing up for a debt consolidation program, you take control of your situation and reduce financial stress. According to a recent piece by U.S. News & World Report, there … Read More

Debt Counseling When You Reach the Tipping Point: Tips for Cash Flow

Jeanne McTaggartDebt Consolidation

Debt Counseling

Experts say credit card debt continues to increase. A recent CardHub credit card debt study cited by Yahoo Finance identified the “tipping point” when credit card debt becomes too much for most American families to handle. According to CardHub, $8,300 is an unsustainable amount of debt for most households in the U.S. If you are struggling, that’s a sign you … Read More

Credit Counseling Tips to Avoid Racking up Credit Card Debt

Jeanne McTaggartCredit Counseling

Credit Counseling

Savvy credit card users don’t use their credit cards for emergencies because they have savings set aside. But what do you do if you already have so much credit card debt that you can’t save for the future emergencies? With credit counseling, you can get rid of credit card debt in record time. Credit counselors help people enroll in Debt Management … Read More

Debt Counseling: 4 Ways to Maintain a Debt-Free Lifestyle

Jeanne McTaggartDebt Consolidation

Debt Counseling

Whether you go on a spending diet or carve out extra time in your day to earn money, debt counseling can help you maintain a debt-free lifestyle. A recent article by Personal Finance Cheat Sheet points out there are countless different methods and strategies for eliminating debt. One of the easiest ways to completely eradicate debt is through a Debt Management … Read More

Christian Credit Counseling: Keeping Out of Debt

Jeanne McTaggartChristian Credit Counselors

christian credit counseling

There’s plenty of information available about getting out of debt.  You know that one of the best methods for paying down debts is the snowball method–paying down the smallest debt first, then proceeding on to the next debt and committing the funds from the first payment to that one until it’s paid off, and so on and so forth.  You … Read More

Debt Consolidation and Other Ways to Make Money Easier to Manage

Jeanne McTaggartDebt Consolidation

debt consolidation

Keeping your financial strategies as simple as possible can give you an edge. When your money is easier to manage, you are more likely to stay on track with paying bills on time, saving and getting out of credit card debt. Debt consolidation is one way to simply your finances, but there are other strategies you can employ as well. … Read More

Credit Counseling: Going Beyond a Good Credit Score

Jeanne McTaggartCredit Counseling

Credit Counseling

Some people think their main financial challenge is having a low credit score. Perhaps a finance officer turned them down for a mortgage loan or offered them a double-digit interest rate on an automobile loan due to a poor credit score. When you receive prudent credit counseling from trained professional, you learn about a good credit score and how to budget, … Read More

Debt Counseling Tips So Credit Card Debt Doesn’t Exceed Savings

Jeanne McTaggartDebt

Debt Counseling

One in four Americans have as much more credit card debt than they have in emergency savings, according to a new Bankrate.com report. With credit cards maxed out and not enough in savings, many people teeter on the verge of financial ruin. By receiving debt counseling while there’s still time, you can avert a major financial crisis. According to the … Read More